2024 VITAL PLUS & VITAL NETWORK
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Wellness &
Loyalty Programme
How does a Medical Scheme differ from
a Loyalty Programme?
In terms of the Medical Schemes Act, schemes are
strictly regulated in terms of the reserves required to
be maintained, benefits they can provide, levels of
non-health care costs e.g., administration fees and
commissions that can be paid to brokers - CAMAF does
not use brokers.
A loyalty programme is designed to be an optional "added
value" proposition to provide members with additional
lifestyle benefits. These "policies" are not governed by the
Medical Schemes Act in terms of what benefits they can
provide, broker commissions, administration fees, etc.
Multiply Wellness & Rewards
CAMAF's loyalty and wellness partner is Multiply. This
gives our members access to the substantially improved
rewards and great discounts from Multiply partners.
All CAMAF members qualify for FREE membership to
Multiply Engage. With Multiply Engage members can
enjoy discounts of 10% off on gym membership fees, 2%
back in Dis-Chem benefit points on everything in their
trolley, movie discounts at Nu Metro, and much more.
For even greater benefits and discounts, you can
upgrade your membership to Multiply Engage Plus.
Why do I have to pay extra for a loyalty
programme?
These are optional "added value" benefits which are
not permitted to be included into the benefits offered
by a registered scheme.
2024 VITAL PLUS & VITAL NETWORK
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