CAMAF Member Option Guides & Info

2026 Network Choice [Brochure]

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26 MEMBER GUIDE - NETWORK CHOICE EXCLUSIONS & LIMITATIONS In terms of the CAMAF registered rules the following is a summary of services which are excluded from benefit or limited - for a complete list consult the registered rules on www.camaf.co.za: • Costs for which a third party may be liable unless you have fulfilled the requirements - see "THIRD PARTY CLAIMS" • All costs, which are, in the opinion of the medical advisor: - Not medically necessary. - Not rendered in a cost effective manner. - Not evidence based treatment. - Not proven or registered treatment (experimental). • Treatment as a result of negligence on the part of a member or dependant. • Treatment for obesity (excluding morbid obesity as per defined clinical criteria) or for cosmetic purposes. • Treatment of one's own choosing, unrelated to an illness or accident. • Exercise treatment for recuperative purposes. • Institutions or service providers, not registered in terms of any law. • Travelling costs. • Insurance and licence medical check ups. • Accommodation or nursing at a Frail Care institution. • The charges for missed appointments. • Hire or purchase of protective equipment or clothing. • Educational or remedial therapy, including school readiness testing, aptitude testing or career guidance. • Hypnotherapy. • Biological medication. • Drug trials. • Costs relating to injuries sustained during participation in wilful and material breach of the law, war, terrorist activity etc. • Unregistered medication. • Costs relating to excessive use of drugs or alcohol. • Costs incurred by acting as a surrogate mother or donor. • FM transmitters. • Matrasses for Oncology patients. • Adult nappies. Limitations Advanced Dentistry - the benefits of R7 755 per beneficiary is limited for use - can only be used for bridges or dentures; no benefit for osseo - integrated implants.

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