2024 ESSENTIAL PLUS & ESSENTIAL NETWORK
03
CAMAF Network Options 4
Membership 4
Contributions 6
Option Changes 8
MSA (Medical Savings Account) 9
Benefits 10
Claiming 12
Pre-authorisation 14
Medical Emergencies 15
Medication 16
PMB Chronic Conditions and Medication 17
Additional Chronic Disease List 20
Disease Management and Wellness Programmes 21
Third Party Claims 23
Exclusions and Limitations 24
Wellness and Loyalty Programme 25
Complaints and Disputes 26
CONTENTS
