2025 MEMBER GUIDE - VITAL PLUS & VITAL NETWORK
9 9
2025
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Option
Changes
MSA
MEDICAL SAVINGS ACCOUNT
When can I change my option?
You can change your option with effect from 1st
January each year by notifying the scheme in
writing no later than the date indicated on your
communication from the scheme.
How do I change my option?
You will be advised annually at least 30 days prior to the
benefit and contribution changes for the following year.
A brochure or letter detailing the changes will be sent to
you. Should you wish to change your option, the process
can be activated by using the facility on the website or
mobile app. You can also complete a Benefit Option
Change form that will be available from our website.
Members, who do not wish to change, will remain on
their current option.
If I was previously on an option with a
savings account, can I use the savings
to cover shortfalls?
No, as per the Medical Schemes Act your medical
savings account, in this instance, must be paid out
to you after 4 months, on application.
MEMBER GUIDE - VITAL PLUS & VITAL NETWORK