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How does a Medical Scheme differ from
a Loyalty Programme?
In terms of the Medical Schemes Act, schemes are
strictly regulated in terms of the reserves required to
be maintained, benefits they can provide, levels of
non-health care costs e.g., administration fees and
commissions that can be paid to brokers - CAMAF does
not use brokers.
A loyalty programme is designed to be an optional
"added value" proposition to provide members with
additional lifestyle benefits. These "policies" are not
governed by the Medical Schemes Act in terms of
what benefits they can provide, broker commissions,
administration fees, etc.
Multiply Wellness & Rewards
CAMAF's wellness and loyalty partner is Multiply. This
gives our members access to the substantially improved
rewards and great discounts from Multiply partners.
All CAMAF members qualify for FREE membership
to Multiply Engage. With Multiply Engage members
can enjoy discounts of 10% off on gym membership
fees, 2% back in Dis-Chem benefit points on
everything in their trolley, movie discounts at
Nu Metro, and much more.
For even greater benefits and discounts, you can
upgrade your membership to Multiply Engage Plus.
Why do I have to pay extra for a loyalty
programme?
These are optional "added value" benefits which are
not permitted to be included into the benefits offered
by a registered scheme.
2024 DOUBLE PLUS & DOUBLE NETWORK
Wellness &
Loyalty Programme
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