2025 MEMBER GUIDE - NETWORK CHOICE
3
Membership 5
Contributions 6
Option Changes 9
MSA (Medical Savings Account) 9
Benefits 10
Claiming 14
Pre-authorisation 16
Medical Emergencies 17
Medication 18
PMB Chronic Conditions and Medication 19
Additional Chronic Disease List 22
Disease Management and Wellness Programmes 23
Optical Benefit 25
Third Party Claims 26
Exclusions and Limitations 27
CAMAF Wellness Offering 28
Complaints and Disputes 29
Contents
3
2025
MEMBER GUIDE - NETWORK CHOICE
