3
2023
NETWORK CHOICE
CONTENTS
CAMAF Network Options 4
Membership 5
Contributions 7
Option Changes 8
MSA (Medical Savings Account) 8
Benefits 9
Claiming 13
Pre-authorisation 15
Medical Emergencies 16
Medication 17
PMB's 18
Additional Chronic Disease List 21
Disease Management and Wellness Programmes 22
Optical Benefits 24
Third Party Claims 25
Exclusions and Limitations 26
Wellness and Loyalty Programme 27
Complaints and Disputes 28
