3
2023 VITAL PLUS & VITAL NETWORK
CAMAF Network Options 4
Membership 4
Contributions 6
Option Changes 7
MSA (Medical Savings Account) 7
Benefits 8
Claiming 10
Pre-authorisation 12
Medical Emergencies 13
Medication 14
PMB Chronic Conditions and Medication 15
Additional Chronic Disease List 18
Disease Management and Wellness Programmes 19
Optical Benefit 21
Third Party Claims 22
Exclusions and Limitations 23
Wellness and Loyalty Programme 24
Complaints and Disputes 25
CONTENTS
